The Waitlist Is Open: RWA NFT Cards Start Selling September 29
August 21, 2026
The waitlist is open as of today, Friday, August 21.
Cards go on sale on Tuesday, September 29. Between those two dates there is one thing to do, and it takes a single session.
What to do right now - in that order
First: check your country. The list of countries where cards can be issued is set by the banking partner and shown inside the application form. If your country appears in the citizenship and residence dropdowns, you are eligible. That is the one thing worth checking before anything else.
Second: complete the verification form. Free, one session, no payment of any kind. This is the whole task at this stage.
Everything else - sponsors, referral codes, positions, ranks - can be handled later, and we explain exactly why below. Do not let any of it delay your application.
👉 Join the waitlist: https://rwanftcards.com
What RWA NFT Cards is
Visa debit cards under the RWA NFTFI brand, funded with stablecoins and spent like any bank card. You top up in USDT, the balance is held in US dollars, and you pay anywhere Visa is accepted - 200+ countries and 175,000,000+ acceptance points. Apple Pay, Google Pay and PayPal linking are supported.
Cards are issued by a licensed banking partner under a Visa license. The platform is connected to 30 independent BINs across different banks and jurisdictions, which is what gives the issuing side its depth. Each card runs on one BIN.
One payment. 3 years of validity. $0 maintenance for the whole period. No monthly subscription, no IBAN, no name printed on the card. One active card per verified identity.
The four tiers
Standard - $49. Virtual card. Up to $5,000 per transaction and $25,000 per month. Top-up fee 2.8%.
Premium - $199. Virtual card with extended limits. Up to $50,000 per transaction and $1,000,000 per month. Top-up fee 2%.
Signature - $299. Virtual card plus a plastic card. Up to $75,000 per transaction and $1,500,000 per month. ATM withdrawals up to $3,000 a day. Top-up fee 2%.
Black - $499. Virtual card plus a metal card. Up to $100,000 per transaction and $3,000,000 per month, with a daily spending limit of $100,000 - the same as the per-transaction ceiling. ATM withdrawals up to $3,000 a day. Top-up fee 2%.
Two things worth stating plainly. Black includes the metal card - plastic is not part of Black. And daily limits for Standard, Premium and Signature are published closer to launch.
Virtual cards are issued within minutes of purchase. Physical cards ship by post with delivery included in the tier price and tracking in your account. ATM withdrawals are for physical cards only.
Upgrading to a higher tier is possible at any time after purchase - the virtual card number stays the same and validity runs from the first purchase. Upgrade terms are published before sales open.
Funding the card
USDT on BEP-20 (BNB Chain) and TRC-20 (TRON), USDC on BEP-20. Minimum top-up $20. The balance is held in US dollars; payments in other currencies convert through the payment network.
In Q4 2026 a built-in exchange is added: top up with any major cryptocurrency, converted to dollars automatically.
What the waitlist is, and what it is not
There are no payments at this stage. No card, no balance, no top-ups, no rewards - rewards come from card sales, and sales have not started. The application is free and always will be. Anyone asking you to pay for a place, a reservation or faster processing is not us.
The waitlist does not block anyone either. If you skip it, you can still verify and buy after launch. It exists to move you forward, not to gate you.
Verification: what it involves
You apply in one session, no password registration required:
Email, first and last name in Latin characters exactly as in your document, country of citizenship, country of residence
Email confirmation by one-time code
Terms and Privacy acceptance
The verification form: personal details, address, financial profile, document details and three photos - document front, document back, selfie holding the document
Age requirement is 18+. Files are JPG, PNG or PDF, up to 2 MB each. First and last name together must fit 32 characters; address up to 40 characters, Latin only.
👉 Start verification: https://kyc.rwanftcards.com
On approval times - do not lose sleep over it. Review is handled by the checking side and we do not name deadlines we cannot control. Approval is not a gate on your place: what secures your referral code and your queue position is a submitted application. Cards are issued on September 29 either way. Verification done in advance simply means you buy on day one instead of waiting in a verification queue with everyone else.
Sponsors and referral codes - the part nobody needs to worry about
This is a new product with its own marketing, starting from zero on September 29. Which means the waitlist is not where your position in that program gets decided.
So: apply anyway. No sponsor - apply anyway. Sent a link but never opened it - apply anyway. Your sponsor has not confirmed their email yet - apply anyway. None of that blocks your application and none of it costs you anything, because submitting the form does not place you into the partner structure. That happens when the program opens.
A sponsor's code can be added at any point between now and launch, and on launch day itself. For launch we are building a dedicated mechanism so that every referral link is recorded correctly and every connection is fixed fairly - we will explain how it works closer to the date.
If you are already in the RWA NFTFI ecosystem, your sponsor is assigned automatically from the person who invited you there. It is not a choice and not a link race: that connection carries over as it stands, and no referral link overrides it. Everyone else enters a code now, or continues without one and adds it later.
Every confirmed application gets a personal referral code and link immediately. That code becomes your live code at launch - links you send today do not expire.
Your account
Submit the application and the account opens. Sign in by email with a one-time code, or set a login and password once and use those.
Inside:
Application status: in review, changes needed, or on the waitlist
Your personal referral code and link, with copy and share
Counter: how many people registered through your link (confirmed applications only)
Your position in the queue
Your sponsor, once fixed
Your selected tier, which you can change - the choice is preliminary, and at purchase any tier is available
👉 Open your account: https://account.rwanftcards.com
The queue
Queue position starts from application time. Every confirmed referral moves you up. The top of the queue gets early access to purchase on launch day. Exact size of that group and the length of the window are announced closer to the start.
To be clear about what the queue is: early access to buying, nothing else. Not a discount, not a reward, not a guaranteed card.
Royalty Program - what is public today
The partner program opens together with card sales on September 29, not before. Rewards come from card sales in your structure and nowhere else - not from top-ups, not from spending, not from waitlist registrations.
Up to 40% of every card sale is distributed across partners. The program is rank-based: your percentage rises as turnover in your structure grows, turnover accumulates for life and does not reset, and ranks do not drop once earned. On sales deeper in your structure you receive the difference between your percentage and the percentage of the partner who made the sale - so depth pays, not only width. On top of that there is a percentage-based matching bonus: a share of what the partners you personally invited earn, unlocking from a certain rank upward.
Rewards accrue instantly in USDT. Withdrawals run weekly to your own BEP-20 wallet, minimum $5.
Full rank names, percentages and qualification requirements are in the marketing presentation, linked below.
Presentations are already available
Two presentations are available for download in a single archive: the basic one covers the product, the cards and the platform; the marketing one covers the Royalty Program in full, with ranks, percentages and qualification requirements.
Both are available in English and Russian. More than 20 major world languages are being added shortly.
👉 Download the presentations: https://www.dropbox.com/scl/fo/wwhdffympp2x07jrv8yyk/ALZ3EA9Zs7Ha_GJ007U099w?rlkey=9wp9ii6fshzm5060vbqzhd4vg&st=enwdyx2n&e=1&dl=0
What comes next
Detailed documentation is being prepared for those who want the full picture: the complete product description, the legal and compliance framework, how the card works end to end, and the full marketing mechanics. It will be published on the site.
Support is live from today through the chat on the site and by email at [email protected]. Any question about your application, verification or referral link goes there.
The waitlist opened today. Cards ship on September 29. Between those two dates the only thing that matters is that your verification is done - and the first 5,000 get it first.